Checking Accounts
Kasasa® Checking Accounts Comparison
Account | Free Kasasa Cash® | Free Kasasa Cash Back® | Free Kasasa Tunes® |
---|---|---|---|
Best For | High Balances | Debit Card Use | Refunds |
Rewards |
- 4.00% APY* on balances up to $10,000 - 4.00% to 0.59% APY on balances over $10,000 depending on balance in account* - 0.05% APY* if qualifications aren't met - Link to free Kasasa Saver® to build savings automatically |
3.00% cash back on debit card purchases* Cash back earned on up to $300 in purchases monthly Earn up to $108 cash back per year, $9 per month Link to free Kasasa Saver® to build savings automatically |
- Earn up to $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month* - Get $20 in refunds on these purchases at sign up* |
Monthly Maintenance Fee | None | None | None |
Free ATMs? | Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)* | Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)* | Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)* |
Free Online Banking & Bill Pay? | Yes | Yes | Yes |
Free MasterCard® Debit Card? | Yes | Yes | Yes |
Minimum Opening Deposit | None | None | None |
E-Statements are required for Kasasa products
Kasasa Personal Checking
Free Kasasa Cash®
Free checking that pays high dividend earnings
Refunds on ATM withdrawal fees, nationwide*
Link to free Kasasa Saver® (to automatically save and earn)
Free Kasasa CashBack®
Cashback on your debit card purchases*
Refunds on ATM withdrawal fees, nationwide*
Link to free Kasasa Saver® (to automatically save and earn)
Free Kasasa Tunes®
Earn refunds every month on iTunes®, Amazon®, or Google Play™*
Refunds on ATM withdrawal fees, nationwide*
Get $20.00 in refunds on purchases at sign-up*
FREE Kasasa Cash® Checking
Earn really high dividends on your checking balance and get refunds on ATM withdrawal fees, nationwide!
Free checking that pays high interest
4.00% APY* on balances up to $10,000.00
4.00% to 0.59% APY on balances over $10,000.00 depending on balance in account*
0.05% APY* if qualifications aren't met
Refunds on ATM withdrawal fees, nationwide (up to $25.00 monthly)*
Per transaction limits: $4.99 per transaction; $5 calculated fee divisor
Link to free Kasasa Saver® to build savings automatically
No minimum balance to earn rewards
No monthly maintenance fees
Free online banking with bill pay
Free e-statements
Free mobile banking
Free MasterCard® debit card
No minimum deposit to open
Qualifying for Kasasa Cash Rewards Is Easy…
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
At least 12 debit card purchases
Be enrolled in and log into online banking
At least 1 direct deposit, ACH payment, or bill pay transaction
And if you don’t meet these qualifications, don’t worry — your account is still free, and you’ll earn our base rate. As a plus, you can get right back to earning your full rewards the very next cycle that you qualify.
FREE Kasasa CashBack® Checking
Free checking that pays you back
Earn 3.00% cashback on debit card purchases
No category restrictions on purchases
Cashback earned on up to $300.00 in purchases monthly
Earn up to $108.00 cashback per year, $9.00 per month
Refunds on ATM withdrawal fees, nationwide (up to $25.00 monthly)
Per transaction limits: $4.99 per transaction; $5.00 calculated fee divisor
Link to free Kasasa Saver® (to automatically save & earn)
No minimum balance to earn rewards
No monthly maintenance fees
Free online banking with bill pay
Free e-statements
Free mobile banking
Free MasterCard® debit card
No minimum deposit to open
Here’s How Easy it is to Qualify for Kasasa CashBack Rewards…
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa CashBack account during each Monthly Qualification Cycle:
At least 12 debit card purchases
Be enrolled in and log into online banking
At least 1 direct deposit, ACH payment, or bill pay transaction
Don’t worry if you don’t meet these qualifications— your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.
FREE Kasasa Tunes® Checking
Free checking that pays you to shop online
Earn up to $10.00 every month in refunds on iTunes, Amazon, or Google Play purchases
Get $20.00 in refunds on iTunes, Amazon, or Google Play purchases at sign up
Refunds on ATM withdrawal fees, nationwide (up to $25.00 monthly)
No monthly maintenance fees
No minimum balance to earn rewards
Free online banking with bill pay
Free e-statements
Free mobile banking
No minimum deposit to open
It’s easy to qualify for rewards…
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes checking account during each Monthly Qualification Cycle:
At least 12 debit card purchases
Be enrolled in and log into online banking
Even if you don’t meet these qualifications, your account is still free…Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.
FREE Kasasa Saver
Free account that builds your savings effortlessly
Links to free Kasasa Cash® or Kasasa CashBack® checking
Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
1.00% APY* on balances up to $10,000.00
1.00% to 0.32% APY on balances over $10,000.00 depending on the balance in the account
0.05% APY* if qualifications are not met
No monthly maintenance fees
No minimum balance to earn rewards
Free online banking
Free e-statements
Free mobile banking
No minimum deposit to open
Qualifying for the higher Kasasa Saver rate isn’t hard at all…
Qualifying for your Kasasa Cash or Kasasa CashBack rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa CashBack account during each Monthly Qualification Cycle:
At least 12 debit card purchases
Be enrolled in and log into online banking
At least 1 direct deposit, ACH payment, or bill pay transaction
If for some reason you don’t meet these qualifications, don’t worry — You can still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.