Personal Loans


Need a Little Financial Breathing Room?

When you incur expenses beyond your current means, turn to LCCU for a personal loan designed to meet your needs at a competitive cost. We’ll get you the funds you need and empower you to own your financial future.


Back-to-School Loan

A Personal Loan that will allow you to breathe easy for the start of the school year. Apply now and take advantage of a low 10% APR* for 12 months, up to $2,000, with just a $25 fee.

*APR - Annual Percentage Rate. Payment Example: Monthly Payment at 10% APR (includes $25 application fee). $2,000 Loan Amount payment schedule: 12 months @ $178.08. Not all applicants will qualify. Subject to verification of income. All income statements must be submitted before loan can fund. 30 days of membership required. Electronic signing only.


Personal Loans

A personal loan can be used for anything you choose. Whether you need extra cash for a large purchase, debt consolidation, or some other expense that does not have collateral, a personal loan can be a great way to pay for it.


Share Secured Loans

Use your funds on deposit at LCCU as collateral for a low-cost loan. Since you’re using your money, interest rates are lower than other financing options. The amount you pledge will be frozen and released as you make payments.