Construction Loans

Build Your New Dream Home

Whether you own land that you want to build on or you’re interested in purchasing a home to be constructed, Lincoln County Credit Union can help. Building a new home from the ground up can be a trying experience. We won’t get in the way, create needless worry or slow you down. We make sure that every loan and every transaction are hassle-free.

A Construction Loan is a Mortgage Loan that funds the building of a new home or residence. Through this competitive financing solution, you can get started on the construction of your dream house. We cover most or all of the cost for a low rate and have reasonable terms so you can think more about what kind of tile you want in that amazing master bathroom, and less about your loan process.

Just Want Land?

Whether you’re looking to purchase or refinance, we offer options for land loans on both developed and unimproved land! With the cost of homes rising, we understand you might not be ready to build or buy a home quite yet. That’s why we offer competitive rates and options for land purchase to get you one step closer to the home of your dreams.

Whenever you’re ready, our skilled and knowledgable loan officers are ready to walk you through the process.